
Cost per mile calculator
Are you using a payment service (like CardUp or Citi PayAll) to pay big bills that don’t usually accept credit
Optimising miles, money and life in Singapore.

Are you using a payment service (like CardUp or Citi PayAll) to pay big bills that don’t usually accept credit

If you’re trying to pick the “best” miles credit card, start with one simple question: What do you spend the

Dining Miles in Singapore: The Easiest Way to Earn 4 mpd Without Overthinking It Dining is one of the easiest

When it comes to travel insurance, most of us treat it like a quick checkbox before flying off. But choosing

How to Reduce Income Tax in Singapore: A Practical Guide to Tax Reliefs (YA 2025) Last updated: March 2026 ·

What is Singapore’s Intestate Succession Act (ISA)? Singapore’s Intestate Succession Act (ISA) sets out a default “who gets what” formula

Where I share the latest mile deals, credit card strategies, CPF and financial hacks.

A personalised session to help you structure your cards, spending and mile strategies

A friendly review of your insurance
& financial set up to make things
work better.
ABOUT US
Most of us are already spending on the same things - travel, food, shopping, insurance, investments. With a bit of understanding, these things can work a lot harder for us.
Sometimes it’s as simple as choosing the right card. Sometimes it’s understanding how miles work. And sometimes it’s structuring daily habits or expenses a little better. These all add up.
Nothing here is meant to be complicated, I just hope to share what I’ve found useful and if it helps you along the way, that’s already worth it.
Have a question about miles, insurance or finances?
Feel free to ask.

Get up to 30,960 miles with min. $800 spend in first 2 months
*EXPIRES 4 MAY 2026

Get up to $300 cash with min. $500 spend in first 30 days
*EXPIRES 15 APRIL 2026

Get up to $400 cash with min. $500 spend by end of following calendar month
*EXPIRES 3 MAY 2026

Get up to $400 cash with min. $400 spend in first 30 days
*EXPIRES 3 MAY 2026

Get up to $500 cash with min. $500 spend in first 30 days
*EXPIRES 15 APRIL 2026

Get up to $380 cash with min. $500 spend in first 30 days
*EXPIRES 3 MAY 2026

Get up to 63,750 miles with $3K spend in first 90 days
*EXPIRES 29 APRIL 2026

Quick, fuss-free travel coverage at one of the lowest rates in the market

Fast, low-fee transfers at real exchange rates
Where I share the latest mile deals, credit card strategies, CPF and financial hacks
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